:root{
  --ink:#0d1b3d; --blue:#1d5fb4; --blue-d:#154a91; --sun:#f7a21b; --sun-d:#e08c05;
  --paper:#f4f7fc; --white:#fff; --line:#dbe3f0; --text:#27324a; --muted:#566178;
  --radius:14px; --shadow:0 18px 40px -22px rgba(13,27,61,.35);
  --f-head:"Fraunces",Georgia,"Times New Roman",serif;
  --f-body:"Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--f-body);color:var(--text);background:var(--white);line-height:1.7;font-size:17px}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-underline-offset:3px}
a:hover{color:var(--blue-d)}
h1,h2,h3,h4{font-family:var(--f-head);color:var(--ink);line-height:1.18;margin:0 0 .6em;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.4vw,3.2rem)}
h2{font-size:clamp(1.6rem,3vw,2.35rem)}
h3,.h3{font-size:1.25rem;font-family:var(--f-head)}
p{margin:0 0 1.1em}
ul,ol{padding-left:1.2em}
.ic{flex:none;vertical-align:middle}
:focus-visible{outline:3px solid var(--sun);outline-offset:2px;border-radius:4px}
.skip-link{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:10px 16px;z-index:200;border-radius:8px}
.skip-link:focus{left:8px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.wrap{width:min(1200px,100% - 40px);margin-inline:auto}
.narrow{width:min(820px,100% - 40px)}
.narrow-wide{width:min(960px,100% - 40px)}
.center{text-align:center}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 24px;border-radius:999px;font:600 1rem/1.2 var(--f-body);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .2s,color .2s,transform .2s,border-color .2s}
.btn:active{transform:translateY(1px)}
.btn-sun{background:var(--sun);color:var(--ink)} .btn-sun:hover{background:var(--sun-d);color:var(--ink)}
.btn-blue{background:var(--blue);color:#fff} .btn-blue:hover{background:var(--blue-d);color:#fff}
.btn-outline{background:transparent;color:var(--blue);border-color:var(--blue)} .btn-outline:hover{background:var(--blue);color:#fff}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.7)} .btn-ghost:hover{background:#fff;color:var(--ink)}
.btn-lg{padding:15px 30px;font-size:1.05rem}
.btn-block{width:100%}
.btn-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:1.4rem}
.center-row{justify-content:center}
.center-btn{text-align:center;margin-top:2rem}

/* Header */
.site-header{position:sticky;top:0;z-index:100;background:var(--ink);box-shadow:0 2px 14px rgba(0,0,0,.18)}
.topbar{background:#091431;color:#c9d4ec;font-size:.85rem}
.topbar-in{display:flex;justify-content:flex-end;gap:22px;padding:6px 0}
.topbar a{color:#c9d4ec;text-decoration:none;display:inline-flex;gap:6px;align-items:center}
.topbar a:hover{color:var(--sun)}
.nav-in{display:flex;align-items:center;justify-content:space-between;padding:10px 0;gap:20px}
.logo{display:flex;align-items:center;gap:11px;text-decoration:none;color:#fff}
.logo-text{display:flex;flex-direction:column;line-height:1}
.logo-text strong{font-family:var(--f-head);font-size:1.75rem;letter-spacing:.03em;color:#fff}
.logo-text small{font-size:.66rem;letter-spacing:.17em;text-transform:uppercase;color:#c9d4ec;margin-top:4px}
.logo:hover{color:#fff}
.primary-nav>ul{display:flex;align-items:center;gap:6px;list-style:none;margin:0;padding:0}
.primary-nav a{color:#fff;text-decoration:none;font-weight:600;padding:10px 14px;border-radius:8px;display:inline-flex;align-items:center;gap:8px}
.primary-nav>ul>li>a:hover,.primary-nav a[aria-current=page]{color:var(--sun)}
.nav-cta{margin-left:10px}
.has-sub{position:relative;display:flex;align-items:center}
.sub-toggle{background:none;border:0;color:#fff;cursor:pointer;padding:6px;margin-left:-8px;display:inline-flex}
.sub{position:absolute;left:0;top:100%;min-width:290px;background:#fff;border-radius:12px;box-shadow:var(--shadow);list-style:none;margin:0;padding:8px;display:none}
.sub a{color:var(--ink);width:100%;font-weight:500;padding:10px 12px}
.sub a:hover{background:var(--paper);color:var(--blue)}
.sub .ic{color:var(--blue)}
.has-sub:hover>.sub,.has-sub:focus-within>.sub,.has-sub.open>.sub{display:block}
.nav-toggle{display:none;background:none;border:0;color:#fff;cursor:pointer;padding:6px}

/* Hero */
.hero{position:relative;color:#fff;background:var(--blue);overflow:hidden;isolation:isolate}
.hero::before{content:"";position:absolute;inset:0;z-index:-2;background:
  linear-gradient(115deg,#12356f 0%,#1d5fb4 58%,transparent 58.1%),
  linear-gradient(115deg,transparent 58%,var(--sun) 58.1%)}
.hero::after{content:"";position:absolute;inset:0;z-index:-1;opacity:.07;background:repeating-linear-gradient(90deg,#fff 0 2px,transparent 2px 46px)}
.hero h1,.hero h2{color:#fff}
.hero a:not(.btn){color:#fff}
.hero .form-card a{color:var(--blue)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;padding:56px 0 72px}
.hero-home .hero-grid{padding-block:72px 84px}
.hero-kicker{font-size:1.05rem;color:#ffe2a8;font-weight:500;margin-bottom:.8rem}
.lead{font-size:1.15rem;color:#e6edfb;max-width:62ch}
.hero-chips{list-style:none;display:flex;flex-wrap:wrap;gap:10px 22px;padding:0;margin:1.8rem 0 0;font-size:.95rem;font-weight:600}
.hero-chips li{display:flex;gap:8px;align-items:center}
.hero-chips .ic{color:var(--sun)}
.hero-art svg{width:100%;max-width:520px;margin-inline:auto;filter:drop-shadow(0 26px 30px rgba(9,20,49,.35))}
.hero-service .hero-grid{padding-top:12px;align-items:start}
.hero-page{padding-bottom:56px}
.hero-page::before{background:linear-gradient(115deg,#12356f 0%,#1d5fb4 70%,#2a74cf 100%)}
.hero-page .lead{margin-bottom:0}
.hero-page>.wrap>h1{max-width:20ch}
.hero-post>.wrap>h1{max-width:none;font-size:clamp(1.9rem,3.8vw,2.8rem)}
.byline{color:#cfdcf5;font-size:.95rem;margin:0}
.crumbs{padding:18px 0 14px;font-size:.88rem}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:0;color:#cfdcf5}
.crumbs li+li::before{content:"/";margin-right:6px;opacity:.6}
.crumbs a{color:#fff;text-decoration:none;opacity:.9} .crumbs a:hover{text-decoration:underline}

/* Sections */
.section{padding:84px 0}
.section-tint{background:var(--paper)}
.section-ink{background:var(--ink);color:#d3ddf2}
.section-ink h2,.section-ink h3{color:#fff}
.section-head{max-width:720px;margin:0 auto 2.6rem}
.section-head.center{text-align:center}
.section-head p{color:var(--muted);font-size:1.08rem}
.section-head.light p{color:#b5c3e2}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split-rev>:first-child{order:0}
.split-form{align-items:start;grid-template-columns:1.05fr .95fr}
.grid{display:grid;gap:26px}
.g3{grid-template-columns:repeat(3,1fr)} .g4{grid-template-columns:repeat(4,1fr)}

/* Cards */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;transition:transform .2s,box-shadow .2s,border-color .2s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#c5d3ea}
.card h3{margin-bottom:.45em} .card h3 a{color:inherit;text-decoration:none} .card h3 a:hover{color:var(--blue)}
.card p{color:var(--muted);margin-bottom:1em}
.card-icon{display:inline-flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:14px;background:#e7f0fd;color:var(--blue);margin-bottom:16px}
.card-line{border-top:4px solid var(--sun)}
.card-dark{background:#14295a;border-color:#243d78}
.card-dark h3 a{color:#fff} .card-dark h3 a:hover{color:var(--sun)}
.card-dark p{color:#b9c8e6}
.card-dark .card-icon{background:rgba(247,162,27,.16);color:var(--sun)}
.card-dark:hover{border-color:var(--sun);box-shadow:none}
.read-more{display:inline-flex;align-items:center;gap:6px;font-weight:700;text-decoration:none;color:var(--blue)}
.card-dark .read-more{color:var(--sun)}
.read-more:hover{gap:10px}

/* Lists */
.tick-list,.tick-grid{list-style:none;padding:0;margin:1.2rem 0}
.tick-list li,.tick-grid li{display:flex;gap:10px;align-items:flex-start;margin-bottom:.7rem}
.tick-list .ic,.tick-grid .ic{color:var(--blue);margin-top:4px}
.tick-grid{display:grid;grid-template-columns:1fr 1fr;gap:6px 22px}
.tick-list.light .ic{color:var(--sun)}
.tick-list.light{color:#eaf0fc}
.side-note{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:30px}
.stat-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;border-left:5px solid var(--sun)}
.stat strong{display:block;font-family:var(--f-head);font-size:2.4rem;color:var(--ink);line-height:1}
.stat span{color:var(--muted);font-size:.95rem}
.panel-art{display:grid;gap:16px}
.art-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 24px;display:grid;grid-template-columns:auto 1fr;column-gap:16px;align-items:center;box-shadow:var(--shadow)}
.art-card .ic{grid-row:span 2;color:var(--blue)}
.art-card b{font-family:var(--f-head);font-size:1.2rem;color:var(--ink)}
.art-card span{color:var(--muted);font-size:.95rem}
.a2{margin-left:36px}.a3{margin-left:72px}
.panel-art-b{background:var(--ink);color:#fff;border-radius:var(--radius);padding:40px;position:relative}
.panel-art-b p{font-family:var(--f-head);font-size:1.4rem;line-height:1.4;margin:0;color:#fff}
.quote-mark{font-family:var(--f-head);font-size:6rem;line-height:.6;color:var(--sun)}

/* Steps */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(5,1fr);gap:22px;counter-reset:s}
.steps li{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 20px}
.steps h3{font-size:1.1rem}
.steps p{color:var(--muted);font-size:.96rem;margin:0}
.step-n{display:inline-flex;width:40px;height:40px;border-radius:50%;background:var(--sun);color:var(--ink);font-weight:700;align-items:center;justify-content:center;margin-bottom:14px}
.steps-dark li{background:#14295a;border-color:#243d78}
.steps-dark h3{color:#fff} .steps-dark p{color:#b9c8e6}
.mini-steps{padding-left:1.2em} .mini-steps li{margin-bottom:.4rem}

/* CTA band */
.cta-band{background:linear-gradient(100deg,var(--sun),#ffc25a);color:var(--ink);padding:56px 0}
.cta-in{display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
.cta-band h2{margin-bottom:.3em;font-size:clamp(1.5rem,2.6vw,2.1rem)}
.cta-band p{margin:0;max-width:60ch;font-size:1.05rem}
.cta-actions{display:flex;gap:12px;flex-wrap:wrap}
.cta-band .btn-sun{background:var(--ink);color:#fff} .cta-band .btn-sun:hover{background:#000;color:#fff}
.cta-band .btn-ghost{color:var(--ink);border-color:var(--ink)} .cta-band .btn-ghost:hover{background:var(--ink);color:#fff}

/* FAQ */
.faq-list{display:grid;gap:12px}
.faq{background:#fff;border:1px solid var(--line);border-radius:12px}
.faq summary{display:flex;justify-content:space-between;align-items:center;gap:16px;cursor:pointer;padding:18px 22px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary h3{margin:0;font-size:1.08rem;font-family:var(--f-body);font-weight:600}
.faq summary .ic{color:var(--blue);transition:transform .2s}
.faq[open] summary .ic{transform:rotate(45deg)}
.faq[open]{border-color:var(--blue)}
.faq-a{padding:0 22px 6px;color:var(--muted)}

/* Forms */
.form-card{background:#fff;border-radius:18px;padding:32px;box-shadow:var(--shadow);border:1px solid var(--line);color:var(--text)}
.form-card-hero{border:0;box-shadow:0 30px 60px -24px rgba(9,20,49,.55);border-top:6px solid var(--sun)}
.form-card.sticky{position:sticky;top:130px}
.lead-form .form-title{font-size:1.5rem;margin-bottom:.2em;color:var(--ink)}
.form-sub{color:var(--muted);font-size:.95rem;margin-bottom:1.2em}
.field{margin-bottom:14px}
.field label{display:block;font-weight:600;font-size:.92rem;margin-bottom:5px;color:var(--ink)}
.req{color:#c4311f}
.field input,.field textarea{width:100%;padding:12px 14px;border:1.5px solid #c5d0e4;border-radius:10px;font:inherit;color:var(--text);background:#fff;transition:border-color .2s,box-shadow .2s}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(29,95,180,.18)}
.field.invalid input,.field.invalid textarea{border-color:#c4311f}
.err{display:block;color:#b02a18;font-size:.84rem;min-height:0;margin-top:3px}
.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.form-status{margin:12px 0 0;font-weight:600;font-size:.95rem}
.form-status.ok{color:#14733d} .form-status.bad{color:#b02a18}
.form-note{font-size:.82rem;color:var(--muted);margin:10px 0 0;display:flex;gap:6px;align-items:center}
.lead-form.sent .field,.lead-form.sent button{display:none}

/* Modal */
.modal{border:0;padding:0;border-radius:20px;width:min(900px,100% - 24px);max-height:calc(100vh - 24px);overflow:auto;background:#fff;box-shadow:0 40px 90px -20px rgba(0,0,0,.55)}
.modal::backdrop{background:rgba(9,20,49,.7);backdrop-filter:blur(3px)}
.modal-in{display:grid;grid-template-columns:.85fr 1.15fr;position:relative}
.modal-side{background:var(--ink);color:#d3ddf2;padding:40px 32px}
.modal-side h2{color:#fff;font-size:1.7rem}
.modal-side .tick-list .ic{color:var(--sun)}
.modal-form{padding:34px 32px}
.modal-close{position:absolute;right:12px;top:12px;background:#fff;border:1px solid var(--line);border-radius:50%;width:38px;height:38px;display:grid;place-items:center;cursor:pointer;color:var(--ink);z-index:2}
.float-quote{position:fixed;right:18px;bottom:18px;z-index:90;background:var(--sun);color:var(--ink);border:0;border-radius:999px;padding:13px 20px;font:700 .95rem var(--f-body);display:flex;gap:8px;align-items:center;cursor:pointer;box-shadow:0 12px 30px -8px rgba(13,27,61,.5)}
.float-quote:hover{background:var(--sun-d)}

/* Testimonials / misc */
.testi{margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;border-top:4px solid var(--sun)}
.testi blockquote{margin:0 0 16px;font-size:1.04rem;color:var(--text)}
.testi blockquote p{margin:0}
.testi figcaption strong{display:block;color:var(--ink)} .testi figcaption span{font-size:.9rem;color:var(--muted)}
.contact-list{list-style:none;padding:0;margin:1.2rem 0}
.contact-list li{display:flex;gap:10px;align-items:center;margin-bottom:.7rem}
.contact-list .ic{color:var(--sun)}
.contact-list.big{font-size:1.08rem} .contact-list.big .ic{color:var(--blue)}

/* Blog */
.post-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column;transition:box-shadow .2s,transform .2s}
.post-card:hover{box-shadow:var(--shadow);transform:translateY(-4px)}
.post-thumb{display:block;aspect-ratio:16/9;background:linear-gradient(135deg,#12356f,#1d5fb4);overflow:hidden}
.post-thumb img{width:100%;height:100%;object-fit:cover}
.thumb-art{display:grid;place-items:center;height:100%;color:var(--sun);background:repeating-linear-gradient(90deg,rgba(255,255,255,.06) 0 2px,transparent 2px 34px)}
.post-body{padding:22px 24px 26px;display:flex;flex-direction:column;flex:1}
.post-body h3{font-size:1.2rem;margin-bottom:.4em} .post-body h3 a{color:var(--ink);text-decoration:none} .post-body h3 a:hover{color:var(--blue)}
.post-body p{color:var(--muted);font-size:.97rem}
.post-body .read-more{margin-top:auto}
.post-meta{font-size:.85rem;color:var(--muted);margin-bottom:.5em} .post-meta a{font-weight:700;text-decoration:none}
.post-meta.light{color:#cfdcf5} .post-meta.light a{color:var(--sun)}
.cat-nav{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:2rem}
.cat-nav a{padding:8px 16px;border:1px solid var(--line);border-radius:999px;text-decoration:none;font-weight:600;font-size:.92rem;color:var(--ink)}
.cat-nav a span{color:var(--muted);font-weight:500}
.cat-nav a[aria-current=page]{background:var(--ink);color:#fff;border-color:var(--ink)} .cat-nav a[aria-current=page] span{color:#c9d4ec}
.pager{display:flex;justify-content:center;align-items:center;gap:20px;margin-top:2.6rem}
.empty{text-align:center;color:var(--muted);padding:40px 0}
.post-layout{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:56px;align-items:start}
.post-hero-img{margin:0 0 28px} .post-hero-img img{border-radius:var(--radius);width:100%;height:auto;aspect-ratio:1200/630;object-fit:cover}
.post-excerpt{font-size:1.2rem;color:var(--ink);font-weight:500;border-left:4px solid var(--sun);padding-left:18px}
.toc{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:20px 24px;margin:1.6rem 0}
.toc h2{margin-bottom:.4em} .toc ol{margin:0;padding-left:1.2em} .toc a{text-decoration:none}
.prose{max-width:72ch}
.prose h2{margin-top:1.8em;scroll-margin-top:130px} .prose h3{margin-top:1.5em;scroll-margin-top:130px}
.prose img{border-radius:12px;margin:1.4rem 0}
.prose blockquote{border-left:4px solid var(--sun);margin:1.6rem 0;padding:.2em 1.2em;background:var(--paper);border-radius:0 12px 12px 0}
.prose li{margin-bottom:.4em}
.tags{display:flex;flex-wrap:wrap;gap:8px;align-items:center;color:var(--muted);margin-top:2rem}
.tags span{background:var(--paper);border:1px solid var(--line);border-radius:999px;padding:3px 12px;font-size:.85rem}
.author-box{display:flex;gap:18px;align-items:flex-start;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:24px;margin-top:2.4rem}
.author-box .card-icon{margin:0}.author-box h2{margin-bottom:.2em}.author-box p{margin:0;color:var(--muted)}
.big-404{font-family:var(--f-head);font-size:7rem;line-height:1;margin:0;color:var(--sun);font-weight:700}
.notfound{padding:110px 0}

/* Footer */
.site-footer{background:#091431;color:#b5c3e2;padding-top:64px;font-size:.96rem}
.foot-grid{display:grid;grid-template-columns:1.3fr .7fr 1.3fr 1.1fr;gap:40px;padding-bottom:40px}
.foot-h{font-family:var(--f-head);color:#fff;font-size:1.15rem;margin-bottom:1em}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:.6em}
.site-footer a{color:#b5c3e2;text-decoration:none} .site-footer a:hover{color:var(--sun)}
.two-col{columns:1}
.contact-list .ic{color:var(--sun)}
.foot-brand p{margin:1.1rem 0}
.social{display:flex;gap:14px;flex-wrap:wrap}
.disclaimer{border-top:1px solid #1d2f5c;padding:22px 0;font-size:.82rem;color:#8d9dc2}
.disclaimer p{margin:0}
.legal{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;border-top:1px solid #1d2f5c;padding:20px 0 26px;font-size:.9rem}
.legal p{margin:0}

@media (max-width:1024px){
  .g3{grid-template-columns:repeat(2,1fr)} .g4{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)} .foot-grid{grid-template-columns:1fr 1fr}
  .post-layout{grid-template-columns:1fr} .form-card.sticky{position:static}
}
@media (max-width:900px){
  .nav-toggle{display:inline-flex}
  .primary-nav{position:absolute;left:0;right:0;top:100%;background:var(--ink);display:none;padding:10px 20px 24px;border-top:1px solid #1d2f5c;max-height:80vh;overflow:auto}
  .primary-nav.open{display:block}
  .primary-nav>ul{flex-direction:column;align-items:stretch;gap:0}
  .primary-nav a{padding:13px 6px;width:100%}
  .has-sub{flex-wrap:wrap}.has-sub>a{flex:1}
  .sub-toggle{margin:0;padding:10px}
  .sub{position:static;display:none;width:100%;box-shadow:none;background:#14295a;border-radius:8px}
  .has-sub:hover>.sub{display:none}.has-sub.open>.sub{display:block}
  .sub a{color:#fff}.sub a:hover{background:#1c3677;color:var(--sun)}
  .nav-cta{margin:12px 0 0}.nav-cta .btn{width:100%}
  .hero-grid,.split,.split-form{grid-template-columns:1fr}
  .hero::before{background:linear-gradient(180deg,#12356f,#1d5fb4)}
  .hero-home::before{background:linear-gradient(180deg,#12356f 0%,#1d5fb4 62%,var(--sun) 62.1%)}
  .hero-art{max-width:420px;margin-inline:auto}
  .section{padding:60px 0}
  .modal-in{grid-template-columns:1fr}.modal-side{padding:28px 24px 8px}.modal-side .tick-list{display:none}
  .topbar-in{justify-content:center}
}
@media (max-width:640px){
  body{font-size:16px}
  .g3,.g4,.steps,.tick-grid,.stat-grid,.foot-grid{grid-template-columns:1fr}
  .a2,.a3{margin-left:0}
  .form-card{padding:24px 20px}
  .topbar span{font-size:.8rem}
  .float-quote span{display:none}.float-quote{padding:14px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}